There are so many people we encounter in our business who exhibit the fine art of dodging payment that it is a pleasure for me to write a note of appreciation to you and your company. Like most people, we're pretty careful about loaning our money, but having known you for some time and having developed confidence in your integrity, we felt comfortable loaning you a substantial sum in May of 2009. As expected, your payments back to us have been prompt, with no problems. What a pleasure it is doing business with you!